The 10 Most Important Financial Decisions Ever

Here's some wisdom from Jonathan Clements, an excellent financial author.  Here's a top-level list of his ranking of financial decisions.

1. How much you borrow for college.

2. What career you pursue.

3. How early in life you start saving.

4. How big a house you buy relative to your income.

5. Whether you marry the right person. (I'd rephrase this to "Who you marry.")

6. How often you replace your car.

7. Whether you make a lifetime commitment to stocks.

8. Whether you have children. (I'd add "... and how many.")

9. Whether you waste time and money on the foolish pursuit of market-beating gains.

10. When you claim Social Security.

Here's a link to the full article. For more about Jonathan Clements and other personal finance authors click on Resources.

All the best, Tim