Free downloadable resources

Thanks for visiting this site. It's my home on the internet and my personal filing cabinet where I store resources I use all the time, and which I make available for free to anyone with access to the internet.  

I launched the in 2010 and began filling it with resource useful to Christian pastors, teachers, leaders, and individuals regarding matters of faith. In 2013, I began building the Personal Finance section, designed to help people manage their money through all stages of life. Also in 2013, I started the IMHO (In My Humble Opinion) section as a place to post wide-ranging items, primarily social and political content. You can receive notifications of additions to this site by subscribing to my email or RSS feeds.

For a quick overview of this site, browse the Navigation bar in the left panel. You can collapse, or expand (at least to 2 sub-levels). In some cases, there are more levels.

The most frequently visited and most current links also appear on the horizontal navigation bar across the top of each page.

Another way to find things on this site is to type keyword(s) into the Search box in the upper right corner of any page. This also searches attachments and linked Google Docs.

You can freely use any materials on this site (including attachments). Copy them for yourself or your organization. Please do not sell them. When you distribute them unchanged, please leave my name attached. When you change one of them to fit your application, it becomes your own, so please remove my name. If you think my contribution is significant to your finished product, you can give me an annotation of some sort - but this is not required. When you use my preaching or teaching materials, you do not need to credit me. Finally, if you own a website, feel free to point to pages on my sites.

This site,, also offers a portal to some of my time. I'm available to serve Christian churches and non-profits through preaching, teaching and consulting. I also make time for individual spiritual inquiries. And, I also occasionally do online premarriage counseling, especially for couples who live too far apart for personal counseling from one of their pastors.

For more, follow the link to What Tim Offers.

A snippet about Tim

In May 2010, I retired from 18 years as senior pastor of New Life Nazarene Church, Cupertino, CA. Robin and I continue as members and regular attendees at New Life. If you are in the area, please come worship with us. Most Sundays we hang around to chat.

It is a church full of wonderful people. When I retired, there were three different language congregations - English, Mandarin, and Cantonese. A Spanish language congregation started worshipping there in January 2013. 

Before the vocational ministry years, I spent 22 years in engineering and business management. During that time we were active in local churches in Ohio, New York, and (mostly) California. My secular career was in integrated circuit development at (mostly) National Semiconductor, and as Vice President of Operations through the startup years of Cadence Design Systems, an electronic design automation company.

As surprising as it seems, the same woman who married me in 1967 remains as my partner. Along the way, we raised two kids and now enjoy three grandkids.

For more, go to Tim's Bio.

Thanks for visiting!
Tim Isbell

Recent posts of IsbellOnline News

  • To subscribe to my email or RSS feed, please go to IsbellOnline News.

  • Tax tips for students (and ex students with loans) I coach a few students and young adults in career planning, college decisions, and the financial dimensions that come along with their season of life. There are two federal tax ...
    Posted Feb 15, 2018, 4:31 AM by Tim Isbell
  • God's characteristics - the short list The Bible helps us understand God, and how to relate to him. But it’s a monumental task to distill the Bible’s 66 chapters into a concise list of ...
    Posted Feb 10, 2018, 5:07 PM by Tim Isbell
  • My 3 favorite Martin Luther King quotes In honor of Martin Luther King Day (January 15), here are my three favorite MLK quotes. 1) "The arc of the moral universe is long, but it bends toward justice ...
    Posted Jan 13, 2018, 9:01 AM by Tim Isbell
  • How much time does it take a preacher to prepare? I haven't posted any new resources in the Preaching section of my site in quite a while. Then, a few weeks ago a young intern/pastor asked me this ...
    Posted Jan 3, 2018, 5:55 PM by Tim Isbell
  • Gender Theology post available The #MeToo movement got me thinking about gender theology and triggered me to develop this webpage. Writing it increased my understanding of the current culture in light of Christian faith ...
    Posted Dec 27, 2017, 8:45 AM by Tim Isbell
  • What life looks like beyond Christian conversion After conversion to Christian faith, nobody follows Jesus perfectly. In this life, the best we can expect is for our heart to beat increasingly like Jesus' heart: with a deep ...
    Posted Nov 27, 2017, 6:43 PM by Tim Isbell
  • 2017 Year-end Tax Planning This November, far more than most years, is a smart time to start tax planning because Congress is working hard on a major change to the tax code. And it ...
    Posted Dec 26, 2017, 5:10 PM by Tim Isbell
  • Two Fresh Prayer Tips I just added two tips to an existing web page. One helps in those times when we want to pray but our mind is stuck on something else. The other ...
    Posted Oct 14, 2017, 7:57 PM by Tim Isbell
  • Beyond Conversion - the personal journey toward Christlikeness More than anything I've written, this post captures seven decades of thinking deeply about a life spent following Jesus. And it captures the enlightenment from decades of processing this ...
    Posted Sep 25, 2017, 7:36 PM by Tim Isbell
  • Greg Gates on Growing Small Churches On a recent Friday morning at a local Denny’s Restaurant in Santa Clara, a dozen pastors listened while Pastor Greg Gates, lead pastor at The Point in San Jose ...
    Posted Sep 12, 2017, 2:26 PM by Tim Isbell
  • Snapshot of Joy in Heaven I haven't written anything about what life will be like in heaven. I have told a few children that "In heaven, the crayons are always sharp." And I've ...
    Posted Aug 30, 2017, 8:58 PM by Tim Isbell
  • The case for index funds just got stronger Consider four facts:1. In 2015 only 40% of active managers beat the Russell 1000 (A large-cap U.S. stock index). The number for 2016 was just 20%.2 ...
    Posted Jun 9, 2017, 9:47 AM by Tim Isbell
  • Credit Card Minimum Payments Assume your credit card balance is $5,000 at an 18% annual rate. Every month the credit card company requires a minimum payment of 4% of the current balance, or ...
    Posted May 21, 2017, 6:52 PM by Tim Isbell
  • Two new tools for couples Because of recent premarriage counseling projects, I added two new resources to the Advice for Couples toolbox.The first is "Responding to Conversation Bids." It explains how best to respond ...
    Posted Apr 30, 2017, 2:29 PM by Tim Isbell
Showing posts 1 - 14 of 195. View more »